Welcome back, scholars. Found a great topic to converse about and as always, I provide solutions. I saw this post last month from 100k ain't no money and in the long run, it is not this is a fact. We see on the internet that many influencers in the black community parade $100k in areas like DC, Atlanta, Houston and Dallas as if it's common despite the South being infamous for retardation and poverty & it's no stereotype. Most of the people make that send out this wealth propaganda as if it's normal is a scammer, you can tell by the stances. We overly rely on politics without realizing that lobbying gets the job done now campaign for appointed politicians who lie to you. You may ask "Shabazz, why is the number so low?" Simple answer: Family Structure. You have usually one parent in the home due to immature interactions by the parents & people get together for trauma bonding, company and sex. That's not a foundation worth a fuck, you need to be together based on genetics, mentality, ambitions, religious & political stances, actual love, business and standing on the same principles to create a legacy. There's no goals, I usually recommend excellence but combined income influences your knowledge on money & in a health relationship, your financial knowledge increases. Let's say you are a commercial pilot as a man & your wife is a police officer. Commercial Pilot - $110,000 and Police Officer - $60,000. I could end this blog right now because you can become a pilot and train for it without a degree, risky but with discipline and training, very obtainable. That's $170,000. I'd recommend moving to:
- Washington D.C.
- Detroit
- Las Vegas
- Seattle
- San Diego
- Minneapolis
- Los Angeles
- Boston
- Astoria, Queens, NY
- Sag Harbor, NY
- Ann Arbor, MI
- Columbus, OH
Now, let's say you put out $60,000 worth to invest. That's $110,000 left over. Purchase 10 vending machines for $10,000, best to put those in a school and have essential school supplies in there to teach students about responsibilities and break off a 5% share to the school. You can earn around $675 and use your change rolled over into investments which stacks up quick to cover stocking for supplies. It's around 40 school weeks.
675 x 40 = $27,000. 5% is $1,350. $25,650.
With the $50,000, invest $20,000 in Northrop Grumman, Barrick Gold, Amazon, Tesla, Chevron, JEPI, Lululemon, Intel, Chase, 3M, Goldman Sachs, McKesson, Google & Moderna, you'll get an average 10-15% ROI on your portfolio & during the time of war, more like 15% and leave some over for Bitcoin, Ethereum and Cardano, average 33% ROI which you'll invest $30,000.
15% of $20,000 = $3,000 + $20,000 = $23,000
33% of $30,000 = $9,900 + $30,000 = $39,900.
$39,900 + $23,000 = $62,900. So your $50,000 is now worth $62,900. A $12,900 profit!
So now what? Max out your retirement. Reinvest 50% of $62,900. $31,450. 10% of $31,450. $31,450 + $3,145 = $34,595. Now add that onto your other half that wasn't reinvested but held to save. $34,595 + $31,450 = $66,045. $3,145 profit! That $66,045 can be held in a savings account from a credit union at a 5% APY. 5% = $3,302 per year. $66,045 + $3,302 = $69,347. That's a $9,347 increase! Round that, that's now $180,000 a year.
4 year rate to earn a bachelor's because college doesn't discriminate against age. Let's say your pay goes up $5k a year and your investment goes up $5k a year. You get married as soon as possible. We covered year 1, now let's go 2-4.
Year 2: $115,000 (pilot) + $65,000 (police officer) + $74,347 (investment) = $254,347.
For year 3-4, that $347 in investment will be rounded to $500. Very realistic in the market.
Year 3: $120,000 (pilot) + $70,000 (police officer) + $79,500 (investment) = $269,500.
Last year, let's say your pay goes up $2.5k rather than $5k and your investment doubles to $10k to maintain economic reality.
Year 4: $122,500 (pilot) + $72,500 (police officer) + $89,500 = $284,000.
You earn a Bachelor's of Arts Organizational Leadership & Bachelor's of Business Administration in Real Estate and your wife earns a Bachelor's of Science in Nursing. Go for a CEO job for a startup, study leadership which you should have done as a pilot and usually get paid $300,000 & own 10% of the companies equity and work to make that company an empire. Your wife will earn around $105,000 as a nurse. That's $405,000 flat rate, you can finance a franchise with a line of credit. That goes into your portfolio, let's say with this increase in money, your portfolio goes up to $175k annually plus royalties from franchising would be an extra $150k. That's $325k + $405k because you utilized credit. That's $730k a year! Now with real estate, do that part time for 1-5 years. That's an extra $75k part time. $805k a year. This is why you incorporate a healthy diet and avoid "relationship weight" & being lazy in the relationship to live longer, work harder, think smarter, earn more and live better!
Here's the big picture, your credit starts to rise due to good decision making, responsibility and reputable income, your income rises because when you earn that level of income and making moves with your money to make money, money grows. So with your credit limit rising or with certain AMEX credit cards being sovereign of a limit, you can expand your portfolio into commodities, ETF's, Art and Indexes. Adding an extra $100k. Opening a HELOC which is a home equity line of credit to secure let's say a living complex with 15 units ranging at an average or a fixed floorplan ranging at $1,550 a month. That's $279,000 annually but that's revenue. Revenue holds it's worth when it comes to credit or business opportunities because the raw numbers are supreme when it comes to a business reputation. That's around $150,000 a year take home. & put $125,000 of that into Bitcoin with a 40% ROI. $175,000 is your earnings + $25,000. $200,000 after a year, put that into savings to make 5% annually, $210,000 & and allocate that money to diversifying your portfolio furthermore with land, bonds, wine, art, stocks, ETF's, crypto, real estate or investing this into retirement or a trust. Wash, rinse and repeat with dividends from those units.
Now is the perfect time to have children. Invest in mainly 5 things:
- Their cerebral ability to create an academic & political weapon
- Their diet & health to create a health guru
- Awareness, war tactics & tactical abilities to create a reconnaissance expert
- Martial Arts to create a human weapon
- Their looks, appearance and hygiene to create a dashing human being.
Master 5 subjects minimum by elementary age. Children should be 5-10 academically order than their age.
- Mathematics
- Political Science
- Biology
- Linguistics
- Theology & History
Master 5 hard skills:
- Architecture
- Smithing
- Agriculture
- Mechanics
- Electrical Installation
Master 5 technology skills:
- Drone Technology
- Computer Science
- Cybersecurity
- Biotechnology
- Hydrotechnology
Master 5 soft skills:
- Being multilingual
- Critical Thinking
- Leadership
- Teamwork
- Sales
Master 5 pillars of hygiene:
- Cleansing the body & then deodorizing the body
- Wash, conditioning, oiling and combing the hair
- Cleansing, Moisturizing & exfoliating the skin
- Cleaning the face, exfoliating the lips, cleaning ears, teeth & scraping the tongue
- Smelling great
Master 12 aspects of fashion:
- Streetwear
- Athletic fashion
- Hunting fashion
- Fishing fashion
- Grunge fashion
- Biker fashion
- Military fashion
- Preppy fashion
- Vintage fashion
- Ethnic fashion
- Business Casual fashion
- Business Professional fashion
Master 5 academic games:
- Studying proficiently
- Chess
- Checkers
- Concentration
- Rubik's Cube
Master 5 physical skills:
- Sniper training
- Machine Gun training
- Mortar training
- Swordfighting
- Archery
Master 5 sports:
- MMA
- Wrestling
- Football
- Baseball
- Basketball
Master 6 martial arts:
- Judo
- Greco Roman Wrestling
- BJJ
- Soviet Style Boxing
- Muay Thai
- Kyokushin Karate
Master 5 workouts:
- Rucking
- Ice Fishing
- Weightlifting
- Swimming
- Cycling
Master training in 5 different climates:
- Subzero climates
- Desert climates
- Humid climates
- Forest climates
- High Altitude climates
Study 14 books
- The Bible, The Qu'ran, The Torah, The Torah, The Infancy of Christ & The Apocrypha
- Message to the Black Man in America
- How to win friends & influence people
- The Iceman Inheritance
- The Stealth War
- A midsummer's night dream
- 48 Laws of Power
- Atomic Habits
- The Scarlet Plague
- DSM-5
- Ian Hamilton's March
- The Tyranny of Meritocracy
- Black's Law Dictionary
- The Catalyst
Master 10 foods into your daily diet:
- Watermelon
- Avocado
- Beef Liver
- Pomegranate
- Beets
- Salad
- Okra
- Collards
- Navy Beans
- Salmon
Master 5 business avenues:
- Franchising & private equity
- Reading a balance sheet & money management
- How to hire employees
- How to invest properly
- How to ship & fulfill order
That'll fulfill not only how anyone can become excellent with discipline and drive but also how as a black adult to put $1M in your household let alone $100k and have your children be successful conquerors of the world who can make & carve his own path without going down a pipeline to be a statistic or a hand me down child. This is the way, Black America. Thank you for viewing!